If you are in the market for new automobile insurance and are seeking the lowest Automobile Insurance Rate because you now have a 16-year-old driver there are a few things you may want to keep in mind to keep your costs low. The first thing my husband and I did was get our 16-year-old son and older vehicle that we only had to get liability coverage on. While insurance for a 16-year-old is expensive, you can save money by having them drive an older vehicle. One thing that helped get the point across to our son as he began to drive was telling him that since the vehicle only have liability, if you were ever to get in an accident it would not be replaced. He would have to earn the money himself to find a replacement vehicle.
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